1895 Bancorp of Wisconsin (BCOW): PyraMax Bank Commercial Deposit Franchise, Tangible Book Value & Peer Brief vs. CBKM, BRBS, URSB
BCOW
1895 Bancorp of Wisconsin, Inc. (Nasdaq: BCOW) serves as the holding company for PyraMax Bank, FSB, a full-service community bank headquartered in Greenfield, Wisconsin, operating across the greater Milwaukee metropolitan market. Following its second-step mutual-to-stock conversion, 1895 Bancorp maintains an exceptionally strong regulatory capital ratio while shifting its balance sheet toward higher-yielding commercial and industrial (C&I) and commercial real estate relationships.
With regional bank M&A accelerating across Wisconsin and the upper Midwest, post-conversion thrifts trading near or below tangible book value with excess Tier 1 capital represent prime consolidation candidates and disciplined buyback stories for dedicated financial-institutions funds.
Sector Peer Valuation & Catalyst Comparison
| Ticker | Company | Exchange | Market Cap | Primary Catalyst / Focus |
|---|---|---|---|---|
| BCOW (Subject) | 1895 Bancorp of Wisconsin, Inc. | Nasdaq | $83.1M | Midwest Community Banking & Commercial Lending (2026-08-14 10-Q) |
| CBKM | Consumers Bancorp, Inc. | OTCQX | $64.5M | Midwest community banking & commercial lending |
| BRBS | Blue Ridge Bankshares, Inc. | NYSE American | $230M | Regional commercial & community banking |
| URSB | United Roosevelt Bancorp | OTCQX | $20.9M | Community savings & commercial real estate lending |
Verified SEC EDGAR Filing Metrics (BCOW · CIK 0001847360)
| Form | Filing Date | Disclosure Scope | EDGAR Source |
|---|---|---|---|
| 8-K | 2025-02-18 | SEC Form 8-K (Items: 3.01,8.01,9.01) | View EDGAR Filing → |
| 8-K | 2024-12-27 | SEC Form 8-K (Items: 5.02) | View EDGAR Filing → |
| 10-Q | 2024-11-08 | SEC Form 10-Q | View EDGAR Filing → |
| 8-K | 2024-09-09 | SEC Form 8-K (Items: 7.01) | View EDGAR Filing → |
| 10-Q | 2024-08-08 | SEC Form 10-Q | View EDGAR Filing → |
| 8-K | 2024-05-31 | SEC Form 8-K (Items: 5.07) | View EDGAR Filing → |
| 10-Q | 2024-05-08 | SEC Form 10-Q | View EDGAR Filing → |
| 8-K | 2024-04-22 | SEC Form 8-K (Items: 7.01) | View EDGAR Filing → |
What Active Traders & Microcap Desks Are Watching Next
Bank-specialist funds and microcap value desks are monitoring quarterly net interest margin progression as legacy fixed-rate loans reprice higher, non-performing asset ratios, and ongoing stock repurchase execution.
Primary sources (SEC EDGAR)
BCOW Form 8-K (2025-02-18): https://www.sec.gov/Archives/edgar/data/1847360/000094337425000107/form8k_021825.htmBCOW Form 8-K (2024-12-27): https://www.sec.gov/Archives/edgar/data/1847360/000094337424000509/form8k_122024.htmBCOW Form 10-Q (2024-11-08): https://www.sec.gov/Archives/edgar/data/1847360/000095017024124158/bcow-20240930.htmBCOW Form 8-K (2024-09-09): https://www.sec.gov/Archives/edgar/data/1847360/000094337424000373/form8k_090924.htmSee the dilution and promotion flags before you see the pitch.
Each week: the micro and small-caps now showing dilution or paid-promotion signals, with the SEC filing behind every flag. No recommendations, no price targets.