URSB Bancorp (URSB): Sept 17 Form 8-K, Tangible Book Value & Community Bank Peer Comparison vs. CBKM, CRMT, BRBS
URSB
URSB Bancorp, Inc. (OTCQB: URSB), the holding company for Carteret, New Jersey-based United Roosevelt Savings Bank, filed a Current Report on Form 8-K (Item 8.01) on September 17, 2026. Operating a conservative community banking franchise across Middlesex County, URSB maintains core retail and commercial deposit relationships alongside residential and commercial real estate loan portfolios.
At a market capitalization of $30.14 million on the OTCQB market, URSB is part of a specialized cohort of profitable, asset-backed community financial institutions that receive minimal Wall Street sell-side research coverage despite SEC reporting transparency. Compared with OTCQX and exchange-listed financial peers such as Consumers Bancorp (CBKM) and Blue Ridge Bankshares (BRBS), URSB trading liquidity remains concentrated among dedicated small-cap bank value investors and family offices.
Sector Peer Valuation & Catalyst Comparison
| Ticker | Company | Exchange | Market Cap | Primary Catalyst & Sector Focus |
|---|---|---|---|---|
| URSB (Subject) | URSB Bancorp, Inc. | OTCQB | $30.14M | Form 8-K (2026-09-17) · OTCQB Community Banking & Regional Financial Institutions |
| $CBKM | Consumers Bancorp, Inc. | OTCQX | $62.4M | Community banking & commercial real estate lending |
| $CRMT | America's Car-Mart, Inc. | Nasdaq | $295M | Regional specialty consumer credit & underwriting |
| $BRBS | Blue Ridge Bankshares, Inc. | NYSE American | $54.0M | Mid-Atlantic community banking turnaround |
Verified SEC EDGAR Filing Metrics (URSB · CIK 0002084261)
| Form | Filing Date | Disclosure Scope | EDGAR Source |
|---|---|---|---|
| 8-K | 2026-09-17 | SEC Form 8-K (Items: 8.01) | View EDGAR Filing → |
| 10-Q | 2026-08-14 | SEC Form 10-Q | View EDGAR Filing → |
| 8-K | 2026-07-20 | SEC Form 8-K (Items: 5.02) | View EDGAR Filing → |
| 8-K | 2026-06-26 | SEC Form 8-K (Items: 5.02) | View EDGAR Filing → |
| 10-Q | 2026-05-15 | SEC Form 10-Q | View EDGAR Filing → |
What Active Traders & Microcap Desks Are Watching Next
Microcap financial institutions desks and value-oriented family offices in our vault are monitoring: (1) price-to-tangible-book-value (P/TBV) discount relative to Northeast community bank M&A multiples, (2) cost of funds stability across core deposits, and (3) capital return and share repurchase activity.
Primary sources (SEC EDGAR)
URSB Form 8-K (2026-09-17): https://www.sec.gov/Archives/edgar/data/2084261/000094337426000412/ursb-20260917.htmURSB Form 10-Q (2026-08-14): https://www.sec.gov/Archives/edgar/data/2084261/000110465926096671/ursb-20260630x10q.htmURSB Form 8-K (2026-07-20): https://www.sec.gov/Archives/edgar/data/2084261/000110465926085084/tm2620907d1_8k.htmURSB Form 8-K (2026-06-26): https://www.sec.gov/Archives/edgar/data/2084261/000110465926078302/tm2619110d1_8k.htmSee the dilution and promotion flags before you see the pitch.
Each week: the micro and small-caps now showing dilution or paid-promotion signals, with the SEC filing behind every flag. No recommendations, no price targets.